subject: Aide in Applying for Credit Cards: Find out the Bad and Good Use of Credit Cards [print this page] Brand new credit card applicants also need to be notified that having a credit card would mean having your spending history compiled in a report for as long as ten years. Credit card agencies send reports with regards to your payments to credit bureaus. So if you are in the practice of paying up your bills promptly and not spending beyond your means, you will in all probability get an excellent credit score.
Aide in Applying for Credit Cards: Find out the Bad and Good Use of Credit Cards