Charles R. Ridley, Ph.D., is a Professor of Counseling Psychology and Associate Dean of Research at the University Graduate School at Indiana University. He is a licensed psychologist who consults extensively with churches and religious organizations. Jeffrey Charles White, M.Div., is employed with Associated Securities Corporation, a financial planning/securities firm in Fremont, California. He is also associate producer with Lovestruck Pictures, an independent motion picture production company in Altadena, California.