San Francisco bankruptcy lawyers that are deeply invested in the overall well being of their clients know that their job does not end when the bankruptcy paperwork is filed. Some San Francisco bankruptcy lawyers go above and behind the call of duty and make sure that their clients are set up on the road for financial recovery. San Francisco bankruptcy lawyers usually do this by making sure that their clients have the tools and necessary resources to lead a healthy post bankruptcy life. The specific type of advice will primarily depend on the reason that the person decided to file for bankruptcy in the first place but regardless of the reason, this starts with setting realistic expectations for their clients. They should know that the road to financial recovery will not be without its speed bumps. No matter how independent they once were, they may have to rely on the help of others in order to get back on their feet. One way to rebuild your credit is to have a responsible person who is currently in good credit standing add you as a co-applicant to a credit card. Now this is not without its risk as you must trust that the person is going to uphold their financial obligation to maintain that credit card in good standing. However, it can pay off because the good payment history will reflect on your credit standing as well and it can certainly help you rebuild your good credit standing. Another way to rebuild your credit history after a personal bankruptcy filing is to ask a trusted friend or family member to co-sign a loan for you. Now this person should understand that they are assuming a huge risk and taking a gamble on you. You should provide them with reasons why that risk is justifiably.