Buying And Leasing Cars
Buying Cars: Traditional financing
Buying Cars: Traditional financing
The best benefit to buying is that you have ownership and equity in the vehicle. Your monthly payments are working to purchase a car, and once the payments are done its all yours. Simply, buying gives you control over your vehicle. You can modify it, and add special features or alter it. Some additional points to consider:
Monthly payments are generally higher. This is because a purchase is based on the total value of the car, not just depreciation.
Usually involves a down payment-a trade-in or cash.
Maintenance is up to you. Always maintain your factory warranty and service your cars, but you're not on a strict schedule, with penalties.
Entails no mileage limits.
Because a typical manufacturer's warranty is shorter than your financing term, your maintenance costs may run higher than with a typical short-term lease
Our helpful and professional sales staff would be happy to answer any of your questions or concerns. Feel free to drop by or call and make an appointment.
Leasing cars
Leasing is an affordable way to drive a new car (and an upscale model that may have been beyond your purchasing power) . Leasing payments (per month) are generally lower than financing payments. Some important points to consider:
Leasing is a good idea if driving a new car is more important than owning one.
Requires you to maintain your car regularly, basically keeping it the way it left the showroom.
No customizing or altering it, to suit your whims.
Its a good option if you tend to get bored with a car every couple of years.
You may have legitimate business reasons for leasing, including possible tax benefits.
Don't plan on driving more than 12,000-15,000 miles each year.
Leasing contracts have annual mileage limits, and penalties can be significant. Mileage limitations are the bottom line when deciding to lease.
Leases often can be initiated without any down payment, and a typical two- to three-year lease lasts about half the time of a typical auto loan.
It can mean significant penalties if you end your lease earlier than you initially agreed. When you sign the contract, you have to keep it for the term specified. Penalties differ from lease to lease.
Leased vehicles are almost always covered by a factory warranty for the duration of your contract--major maintenance is not your financial responsibility.
Visit www.buddsimportedcars.com for more information on Luxury Jaguar & Land Rover cars.
by: Jacob Solomon
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