A great number of campers are stolen, and so most camper insurance companies charge more when it comes to camper insurance
. However, you will definitely get a discount on the rates if you install some safety features to protect it from being stolen. The insurance company then sees that there is less chance of it being stolen and so the cheaper rate is allowed.
Apart from that the cost of insurance of camper also depends on how the camper is used and every company offers something different. As your needs are of special types you should take care to get the right type of cover. If the camper is primarily for family trips then you should be able to get rates that obviously reflect the low risk which goes to driving it. However, on the other hand you take it out every weekend for fishing and other recreations purpose you will be definitely paying more on your comprehensive coverage.
If the camper which you own is a new one and if the bank has a lien on it there is every chance of the insurance getting little expensive. The contents that you carry in your camper also play an important role. There are chances that your camper may be covered by the homeowner's insurance policy but you need to verify this.
If you can go online you will definitely find a great deal of information about camper insurance and the names of the providers very easily. Go through all the sites and get online quotes. Finally just don't go for the least expensive kind but see that they offer the total coverage. There are companies offering complete replacement with a brand new RV if you sum up the camper in the first five years. So, get a proper insurance policy for your camper.