Can I Finance A Luxury Or Exotic Car If I Have Bad Credit?

So you just got back on your two feet financially

, and you are ready to impress your friends with you next luxury or exotic car. Well maybe you are ready but how do you prove to bank you are ready to take on the financially responsibility. So during your down time you have the worst possible luck, with bills piling up and not paid, or worse claimed bankruptcy or consolidation. All hopes are not lost just yet, before you give up applying your credit with one dealer after another you should consider Manor Contours! We are a different type of dealership with our specialty in high end luxury or exotic cars available for financing for all credit types. Select from our large inventory of late model, import or domestic high end vehicles, or if you don't see the car you want let us locate the vehicle for you. Don't worry about your credit score, or history. We understand bad things can happen to good people like you, therefore we have our very special network of banks and lenders who understand that perfectly.

We can pre-approve you on one of our top end vehicles over the web, and have it delivered right to you home. We are your true one stop shop for pre-owned or new luxury vehicles. To help us approve your next car loan, you can pay off as much little debts as possible. For example, pay off the small debts that are currently showing on your credit report. Clear up as much little debt as possible, that way you are showing the bank and lenders you are making an honest effort of making the re-payment. Next thing you should do is to pick out one vehicle that is suitable for your budget, not to go overboard because banks and lenders don't like to take unnecessary risks, such as if you are pre-approved for $20,000, don't try to push your luck by getting a $25,000 vehicle. Next try to save up some form of down payment if possible. Although no down payment loans are acceptable as well, all lenders and banks would like to see you are on the hook for something, doesn't matter if it's big or small.

Try to find a co-signer if possible, that way it will greatly increase your chance of approval. Your co-signer ideally should be a family member, or spouse, because you don't want your friend to turn on you if situation changes. Last thing to remember is to produce the proof of income from your current job, it will save a lot of time and grief searching for the document down the road.

by: Rick Li

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