Another thing that can hurt your score is actually having an open charging account that is not used
. Let's say you have an emergency credit card and you are good about not using it, well that does actually hurt your numbers. Also when you apply for charging accounts, new accounts for nearly anything that requires a check of your numbers, it lowers them. Checking your numbers yourself lowers them and that shocks people because of how many commercials and ads they see every day of companies urging you to check often.
The solution to these problems is credit repair New York. There is no better way to fix your score because traditional methods can take months and even years to be effective. Credit repair New York will get the job done for you in a matter of weeks and for a very affordable price. There are so many things we rely on our scores for, so why have a bad one when it is easy to fix?