Definition Of Water Damage?

Terminology can sometimes be misleading

Terminology can sometimes be misleading. What might appear to you to be a flood in your home might actually be termed a Water Loss by your insurance carrier, and the difference might be a denied claim or conversely a covered loss. Water damage describes a large number of possible losses caused by water intruding where it will enable attack of a material or system by destructive processes such as soggy wood, mold growth, rusting of steel, de-laminating of materials such as plywood and many, many others. (www.reference.com)

Recent heavy rains in Florida accompanied by strong winds have created a greater awareness of terminology with regards to water claims from any source. If you factor in the fact that the EPA and the IICRC have broken water damages into three categories, 1, 2, and 3, and established different protocols for each category of water damage, a person can easily become confused.

When it comes to insurance, it is possible that you have a windstorm policy, a homeowners policy and a flood policy for your home then have an event where rising water floods your home from the outside, and still you wind up with no coverage for the resulting damages. Restoration Xperts specializes in handling all types of insurance claims. The claims person that you talk with regarding your loss might not have the right answers, or interpret your responses to their questions and draw the wrong conclusion. This could result in your claim being denied for an inaccurate statement. By calling 561-RESTORE immediately, you minimize your exposure to getting a denied claim due to the knowledge and experience we possess.

As a General Contractor that has been in the property restoration business for more than 15 years, Restoration Xperts has seen countless situations where the cause of a water loss has been misdiagnosed, and coverage issues have been based upon inaccurate information. As a contractor, we cannot determine coverage issues, but we can make accurate assessments of damages, and we often determine the cause of a water loss.

It is our belief that a good, reputable contractor can be an invaluable source of information and expertise with regards to handling property damage claims. For a property owner who truly wants to get his project done properly, the contractor can be his best ally in dealing with an otherwise difficult situation. Water damage, water loss, and water intrusion all unfortunately lead to the need for action on your part.

Restoration Xperts, http://www.restorationxperts.net offers its Mold Remediation services to property owners in Broward, Dade, Martin and Palm Beach Counties in Florida. For quick help with your emergency 24/7, its crews are available to respond to water damage. We thank you for your business in the past and want to reach out to you for referrals in the future.

LIKE us on facebook at www.facebook.com/restorationxpertsflorida. Call us to say Hi at 561-RESTORE (737.8673). Keep in mind as we do have a cash referral program for you, the homeowner. Simply call 561.737.8673 for details and ask for the Director of Marketing. For ALL of your water damage, mold, wind and fire damage needs, the Restoration Xperts Team is ready to serve you!

by: Kris Vanegas

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