Every citizen works hard to safeguard their own identity
. They keep track of their finances in order for them to get a good credit score. It is important because this is actually determines how well they are doing, taking into consideration their financial stability and security. But what if another person stole your identity and no need to say ruined your good name? This is called the identity theft.
This crime happens when a person's personal information is being used by another person. It is a crime and believe it or not, one of the fastest growing and also alarming crimes in the United States today. The main purpose is to gain financially.
First example is the driver's license identity theft. The perpetrator will use someone's driver identity. You already have committed traffic violations without even getting going somewhere. And to top it all, you have to pay for the tickets issued to the person who used your information. You are still very lucky if a crime is not committed using your name. If this happen, you are in deep trouble.
Second instance is the credit card identity theft. You will end up paying products or services that other person enjoyed. Your credit card is being used in transactions that you are not fully aware because it sometimes involves a minimal amount in your credit card bill. The sad reality is that it can be a monthly recurring charge. But that is not the worst. What if your account is used to finance illegal transactions? Again, trouble is in your way.
Third example is the social security number identity theft. This is very crucial since they can do almost anything using your social security number. They can apply for loans without you knowing it. If you have good credit scores, they will take advantage of it because it is a great possibility that it would be approved.
The fourth is the medical identity theft. Somebody will be enjoying your medical benefits from your health insurance. Consultations, prescriptions and treatments will be at your expense. Sad to say, someone's health is in good hands at your own expense.
Finally is the character theft. Someone will be acting in your behalf. They can commit felonies without being caught since it is your identity being used. Sadly, you will then receive subpoenas and court orders because your name is the perpetrator.
It is best for you to keep all your information safe. Don't give personal information to anybody. Even family members can do these to you. It pays to be vigilant all the time.