If you make the decision to file for personal bankruptcy, you will need a lawyer that you can rely on. Los Angeles bankruptcy lawyers can guide you through the complicated personal bankruptcy process and they have the expertise to handle all of the necessary paperwork. They will be able to give you the quality legal advice and representation you need in order to file a successful personal bankruptcy case. Your Los Angeles bankruptcy lawyers will determine which type of personal bankruptcy you should file. There are two types of personal bankruptcy that may be filed with the federal bankruptcy courts; Chapter 7 personal bankruptcy, which erases most of your debts, and Chapter 13 personal bankruptcy, which creates a debt repayment plan. When you file for personal bankruptcy under Chapter 7 and Chapter 13, creditor harassment will immediately cease. However, if your wage is being garnished because you have to pay child support, that wage garnishment will continue. Filing for personal bankruptcy can also protect some of your property so it will not be taken over by your creditors. Once your Los Angeles bankruptcy lawyers have filed your petition with the courts, you will no longer be bothered by creditor harassment and personal stress. Filing for personal bankruptcy does not have the negative stigma it once did years ago. Sometimes we find ourselves facing situations in life that we are unable to handle, and filing for personal bankruptcy is just one way you can help get your finances under control. Los Angeles bankruptcy lawyers will help guide you through the difficult process of personal bankruptcy by providing you with the legal representation you need as well as being sympathetic to your case. The overwhelming pressure you've been under will be lifted and you can look forward to a new financial start.