Health Screening To Detect Any Medical Problem

Health screening or a health check-up is a necessary tool to keep a tab on developments relating to your health

. However, not many people truly understand the need for health screening unless they have been suddenly attacked by some illness or medical condition. As you age, you become more prone to different health related problems. If you do not undergo health screening at regular intervals, you are less likely to detect a potential problem with your health. In such cases, a disease mostly appears to have suddenly affected you. Contrary to this belief, the disease has actually been growing gradually. Health screening is a heads up or a call to pay attention to a probable medical condition that needs immediate attention.

Those, who regularly undergo health screening, are less prone to a sudden bout of illness. It is in fact, the first step to healthy medical care planning. In order to make sure you have a healthy life, you need to plan your medical care completely. It can be achieved in such a way that, you are completely insured with a tax insurance India policy for expenses arising out of medical emergency that can be reimbursed.

In fact, when planning your medical care, getting a taxable insurance India policy should be high on your list of priorities as it can be very beneficial to you. This is because you can save a good amount on income tax with insurance India health policies. A taxable insurance India policy can protect you from a number of illnesses, which could result in huge expenses for diagnosis, treatment and doctors consultation fees. Many a time, a taxable insurance India plan can also provide health-screening packages as a customer satisfaction gesture. This may a good start in medical care planning for someone who may need health screening from time to time.

One of the most attractive features of a taxable insurance India policy is that of cashless hospitalisation within a large network of reputed hospitals. You can avail of this medical care feature in case of an emergency, such as an accident, paralytic or heart attack or any other such other medical emergency. This feature can also be availed of in case of planned hospitalisation. However, some insurance companies do ask policy holders to contact their call centres in case of planned hospitalisation. Similarly, if you cannot find a hospital participating in cashless network, you can avail medical service from any hospital and file mediclaim with the insurance company. Yet other medical care advantages of an income taxable insurance India policy come in the form of freedom from any co-payments in settlement of medical expenses. Moreover, no upper limits are applied, leaving some exception such as cataract, on the amount of expenses incurred on the covered medical condition. Thus, with a health insurance policy in hand, you not only save tax but get good medical care and protect yourself financially against unforeseen health risks.

by: Rini Mathew

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