Help In Paying For Lap Band Surgery - Nurse's Guide

Once you've done all your research or are in the process of doing your research as to whether or not you are going to have lap banding surgery

, one of the first things that come to mind is how much does lap band surgery cost and how am I going to pay for it?

First of all you want to make sure you meet the qualifications for lap band surgery. Your doctor will be the one to decide if you meet the criteria for elective lap banding surgery. Elective meaning you're choosing to have the surgery. He will base his decision on whether you meet the medical and surgical requirements. One must fit the morbidly obese category first of all. And there are certain medical conditions if they exist would not make you a good candidate for the surgery and the bariatric surgeons won't want to take a risk.

Now assuming you're otherwise healthy with no serious medical conditions and meet the morbidly obese criteria you know you need help in paying for lap band surgery. Yes it's expensive like all surgery. If you have health insurance you want to make sure and read the health insurance policy over carefully and see if it covers lap banding surgery. If you're not sure call your health insurance company or HMO and talk to a representative and have them check out the policy for you. Note how much of a deductible you'll have to pay if your surgery is not 100% covered.

Now if you don't have health insurance it will be more difficult. However there are financing companies that specialize in helping people who need to finance lap band surgery. They will help you work out a monthly payment that fits your budget and means. Now if you're not working or don't have a way to pay it back that can be a problem. They'll be looking for some guarantee that they'll get paid.

Another way to get the adjustable lap banding surgery is to save up your money and pay cash. This can be costly for you however. But some people travel to other countries where lap band surgery is a lot cheaper. Some people go from the U.S. to Mexico, which is closer to home. But many other countries perform the adjustable banding procedure as well.

Going to another country poses some problems because you may have complications and you'll also need follow up appointments to check your lap banding system etc. Some doctors may be reluctant to do this because they didn't perform the operation. But if you decide to go out of the country for lap band surgery, make sure to arrange your follow-up doctors to help you after you get back home.

So the cost of getting lap band surgery is not out of the question. And there are success stories. You can make arrangements to pay for the surgery if you absolutely must have it. Of course you want to try all other diet methods first to lose weight and not think of it as a cure-all. You'll still have to watch what you eat and you'll have to change your diet. But adjustable band surgery, which can be considered temporary, is better than gastric bypass surgery, which is permanent with a lot more risk. In any case you can get help in paying for lap band surgery.

by: Helen Hecker

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