Holiday Safe: Increase In Cruise Holidays- Don't Forget Insurance

The return of the ash cloud has caused yet more disruption to UK airports and although

the latest flight restrictions have been lifted, the ash cloud will not be disappearing any time soon. However, the cloud comes with a silver lining for cruise companies, having been drafted in to rescue stranded passengers, holiday makers have been inspired to avoid air travel completely and choosing to book luxury and mini cruises instead.

With the ash cloud trouble coinciding with the launch of the National Ferry Fortnight, there has been a host of affordable deals on offer, including mini breaks to Ireland and mini cruises to Spain and the Netherlands.

There are numerous reasons to be tempted by the luxury of a cruise. Bigger and better cruise liners are revealed each year and the number of ports of call is continuously increasing. Cruises can be tailored to suit your needs so you can do as much or as little as you want. Whether you plan to take part in everything on offer or simply want to relax whilst looking out to sea - cruise insurance is a must.

Ranging in price, cruise insurance not only covers medical emergencies, but also covers the extra cost of travel if you return home before your scheduled date. Some policies cover you for sports and activities that you may take part in either on board or off shore.

It is advisable to choose a policy that includes cabin confinement due to illness, loss of personal possessions and personal accident. Most policies include legal expenses, missed departure, departure and delay. But pay particular notice to the small print linked to cancellation, as occasionally the cancellation protection does not actually cover the cost of the cruise.

When choosing a policy, the most important thing to ensure is that you are covered for the entire cruise, as some policies restrict the number of days per trip that can be spent outside of the UK.

by: Herbert Miller

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