How Can I Find Financing For My Liposuction?

Cosmetic surgeries aren't cheap

Cosmetic surgeries aren't cheap. Even the least expensive of them typically have price tags measured in thousands, not hundreds of dollars. Liposuction (also known as lipoplasty and suction lipectomy) is no different.

Just like any other surgery, there are a lot of things to pay for. A surgeon has to be paid for his time and efforts. Time at a surgical center has to be bought. An anesthesiologist has to be paid, and anesthesia has to be bought. The surgeon's staff has to be paid. Wages have to be provided for people such as the surgeon's receptionist or other employees. Pre-op and post-op visits have to be paid for. Equipment used during surgery and during the recovery have to be paid for.

There's just one difference: there's virtually no chance that your insurance will pay for any part of your lipoplasty.

So what's a person to do? Affording luxury items like a lipoplasty certainly hasn't gotten any easier what with the recession. Some people solve the problem by merely putting off their cosmetic surgery until they have enough money to be able to more easily afford it. This is frequently a wise move.

However, some other people really want their surgery, and they want it now. For these people, there are also options. One thing that many people are turning to is finding financing.

There are a number of ways to find financing. One way is to simply go with the in-house financing which your surgeon might offer. Many surgical centers offer lines of credit to patients whose credit ratings qualify. There are both pros and cons associated with this sort of financing.

One of the benefits is that it could be easier and more convenient. One of the cons is that it might have higher interest rates than other channels.

You might also consider asking people at the clinic for advice on other places you could look. Given that cosmetic surgeries are such large purchases, many people need to get some form of financing, and there's a good chance you could find out some good places to check out if you ask around.

If this option doesn't pan out either, you might look at going with a larger corporation such as Health Care Finance, which is a subsidiary of Capital One. Another option is Credit Care, which specializes specifically in financing cosmetic surgery.

If you search carefully and diligently, there's a good chance that you will be able to find someone who's willing to help you finance your liposuction.

by: Christian Heftel

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