How To Lower Cost Of Car Insurance In Los Angeles For Teens

Teen car insurance in Los Angeles still remains expensive even if the number of fatal

car accidents from 1997 to 2007 involving teens in the city is only 814. It would seem that many insurance companies are still afraid of lowering the cost of auto insurance plans of new drivers because majority of drunk-driving incidents are still caused by teens or young adults. As a parent, who will most likely be the one to pay for the car insurance of your child, it is your responsibility to find the best vehicle insurance for your teenager. You need to strike a balance between cost and good coverage. Here are some of the things that you might want to know about auto insurance in this southern part of California.

The number of accidents in Los Angeles is higher compared to other cities in the US. This means that teen drivers should be taught not only to avoid causing accidents but to also avoid being victims of car crashes and other road mishaps. By enrolling your children to a driving school that teaches defensive driving, you are not only helping your kids become responsible drivers, but you are also helping bring down the premium on your kid's car insurance in Los Angeles.

Moreover, many teenagers are just concerned about driving, but they often forget about car safety. In 2007 alone, there were around 23,000 car thefts in LA and its environs. In order to lower the chances of your child's car being stolen, you need to install additional security measures in the vehicle. It is also a good idea to stay away from car models like Honda Accord, Toyota Camry and Ford F150 as these are known targets of car thieves. By choosing the right car model and putting additional safety features are also cutting down the cost of your kid's car insurance in Los Angeles.

Finally, in order for your teens to understand the importance of being careful with how they use and drive their cars, it is a good idea to tell them the nitty-gritty of auto insurance policies. Many kids may not care if they damage the rear end of their cars many times over because their parents are the ones paying for full coverage auto insurance plans. However, if you let your kids shoulder the increase in the premium of your car insurance in Los Angeles because of their irresponsibility, then they would probably be more careful on the road.

by: Russell Rabichev

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