As with all business endeavors there are capital costs including the paperwork of setting up the offshore financial company and buying and training staff in use of the software required. Although the country of New Zealand will not require a capital requirement it will be wise to have a capital reserve for starting up and the various costs of an ongoing business. Much of the work, if well designed and planned, can be outsourced. It setting things up it will be well to seek out competent business, tax, and legal counsel.