Identity Theft Protection: What It Does
Identity Theft Protection: What It Does
Identity Theft Protection: What It Does
Identity theft protection can give you the piece of mind you need, especially if you are at high risk. For less than 20 dollars a month, you can have a personal credit report done along with your credit being monitored daily with regular triple-bureau updates. Your credit score will be tracked monthly, and you will be notified of any credit score changes. You will also have resolution specialists who will personally assist you whenever you want, along with several thousand dollars in theft insurance in case something were to happen.
Even if you feel you are not at risk, there is always a first time, especially if you are not careful. Since identity theft happens about every 2.8 seconds, it is more common than you might imagine. Not only is identity theft and fraud among one of the fasting growing crimes in America, but it is continuing to grow at a faster rate. And the scary thing is, you may not find out for several months that you have fell victim to the crime, and by then your credit could be completely ruined as well. Because many people shop on-line, use a credit card, and have a bank account, many people are at risk. If you do any of those things, you are just as much at risk.
Once your identity is stolen, you usually find out the hard way by realizing your credit is ruined and that you owe a ton of money. It is not easy to fix the problem either by the time you realize your identity has been stolen. It usually takes the average person anywhere from around 300-600 hours to prove that their identity has been stolen. And the worst part is that until you are proven innocent, creditors assume you are guilty so therefore, many times they treat you as such.
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