Identity Theft Protection
One thing you can be proud of is your self-identity
. If you don't have identity theft protection you could become a victim of this rapidly increasing crime. Your individual difference among other people reflects your whole being and your personality in general. It also shows how you stand out from other people. It is something that cannot be stolen from you.
However, don't you know that nowadays other people can easily steal your personal identity? You should be alarmed with this fact. Perhaps due to the search of men of wealth, they happen to commit this kind of clarification to the point that they are already intervening in one's privacy, the personal identity of others.
This is how worse the situation is in the world today. Imagine having your identity stolen by others and used for criminal acts. Isn't it a grave offense and a deep insult on your person? Identity theft evolved when there is numerous numbers of people already practicing this form of violation. Identity theft is indeed a crime of a different kind style.
In simple term, it is the stealing of your identity. It is comprised of but, not limited to your identification information. It will include your SSS number, licenses data, bank accounts, your full name and other details that reveal your identity. Are these people gaining benefit from you? Yes indeed.
Those people who are stealing one's identity do profit a lot. Just take this as an example, if another person knows your bank account number and your full name, he can make transactions with the bank. In other words, he will be given the right to withdraw from your money.
There are many ways for you to prevent yourself from being one of the statistics of identity theft. Aside from the personal means that you can do it by yourself, you can also sign up for fraud alert. Try to know more about it. However, if you are not yet aware of identity theft, it is necessary that you apply your credit file with fraud alert.
This is one way to protect your account from being stolen by other people especially if they are attempting to do so. Fraud alert refers to something attached to your credit report. This is usually done by most of the major credit bureaus where you are connected. This fraud alert works simple. If there is someone, who is going to make transaction concerning your account the credit bureau will make an immediate call to you.
This will be a prior notification to you. In the case the call does reach you, it only means one thing. That your account should not be opened. This will somehow inform the credit company that the person is not really given the authority to make transactions on his account. It is easy to set up your fraud alert. All you need to do is to coordinate with the fraud alert department of the credit bureau that you are engaging.
Afterwards, you can simply notify them to top flag your credit file for fraud. To secure this, you will be asked to record your voice in an automated voice response system because this will be utilized when they are calling you. If there comes a time when you want to remove the fraud alert not flagged in your credit file, you can immediately inform them requesting for a removal through writing. It is necessary that you should place your full name, SSS number, your current and previous addresses, the date of your birth, and your contact number.
You have to send it to the fraud alert department of the credit bureaus where you apply your fraud alert. Fraud alert is a big help for the security of your account. However, you should also beware that sometimes fraud alert is disregarded by some creditors. If you are a previous victim of identity theft or you know that somebody is planning against your account, fraud alert can help.
Nevertheless, you also need to check on your credit report if it is still updated. Securing your identity is the most important thing that you should always put into consideration. Do not let these thieves conquer your privacy. They do not deserve a wealthy living with their kind of acts!
by: Riccardo Manzuela
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