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Inexpensive Activities To Enjoy While On A Debt Management Plan

We're all brainwashed to believe that fun is expensive; but it doesn't have to be

. Just because you're on a debt management plan, and trying to get your finances back in order, doesn't mean you and your loved ones have to sacrifice enjoyment. If you need a kick start, here are just a few of the inexpensive activities you should try while still working your way out of debt. In fact, many of these activities will make you healthier, which is an added bonus. You'll be happy, healthy and financially responsible.

Enjoy Mother Nature

This tip covers a lot of ground. There is so much you can enjoy outdoors, and most of it is free or at least inexpensive. Hiking is a great activity, and it's usually free. If you live in an area with good weather and nice hiking trails, you're in luck--because it's something that you can enjoy with a loved one, by yourself, or with the whole family; and usually, it doesn't cost a dime. But the outdoors can also include bike rides, group bonfires, the beach (if you live near one), the mountains, camping for a night with borrowed equipment (if you don't have your own) or even just a walk around your own block. If it's a cold season, snowball fights, snow angels, and snow men are always reliable go-tos.

Take Community Classes


Many communities offer free or heavily discounted classes on just about every subject. If you've always wanted to become a better swimmer, learn to sew, or join a book club, this is a great option. Activities like these are either offered for free or for a price that doesn't negatively affect your debt management plan. Not only will you be enjoying yourself and getting involved in your community, you'll also be taking the time to improve yourself during tight economic times. You never know when some of those skills could come in handy.

Learn to Cook at Home

We're all used to eating out, even if it is cheap fast food. Take this time to buy healthy foods, and eat primarily at home. This is also a perfect opportunity to have fun learning to cook and preparing new and exciting meals with your loved ones. You can enjoy good meals with the added perks of having fun, being healthy, and saving money. Think of it as opening your own restaurant.


Learn to Borrow

This one might make you uncomfortable, but it's not money that you're asking to borrow--just items. All of us have an excessive amount of things, and if you have family or friends that live close by, consider trading out something of yours for something of theirs, just for a little while. For instance, try trading movies. We're all used to our own collections, and instead of acting on the temptation to go spend big bucks for a new release, you could ask your friend to swap out one of your DVDs for a DVD of theirs that you've never seen. This can work for lots of other household items as well. It's a way of getting to experience something new, without breaking the bank.

Take this time of restructuring your finances to really focus on what matters--family and friends. You can always find good times without major spending as long as you actively seek them out. In this way, a debt management plan can help you manage more than your debt, it can help you manage your activities so you can really make the most of your circumstances.

by: Emily Miner
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