All said and done, there is no doubt that Sanusi has done well in many respects
. However, he should check the remarks he makes about the banks. Tim Congdom of Daily Telegraph once said that "If you are in a system prone to panics, the last thing you want is to advertise that an institution is in trouble". So, Sanusi should stop making comments that are likely to excite panic in the sector, especially among depositors. There are also palpable fears in many quarters that the introduction of Islamic banking is a subtle move to Islamise Nigeria. The CBN governor should do more in the coming months to allay these fears. Again, it is advised that Sanusi should allow the banks' shareholders to recapitalise them and not sell any bank the shareholders are able to re-finance. He also needs a quick plan to return the banks to private ownership and stop the haemorrhage on public funds.