. The thought of mortality is mixed with many concerns, responsibilities and obligations. Americans worry about their children and who will take care of them in the case of death. People desire for their children to be brought up in a certain way with a family of their choice. People also desire for their assets to be distributed in a specific manner.
Two thirds of Americans do not have a last will and testament. Statistics show that most Americans do not take appropriate measures to protect themselves, their families and their property through proper estate planning. Many Experts argue that the reason why few people decide to do anything about estate planning is because the subject is inherently unpleasant. Others say it is because people may be lazy or irresponsible by nature. Others yet argue that it is due to the distrust associated with attorneys. However, our experience suggests that the principal reason why people fail to do estate planning is because of the inconvenience and possible the exorbitant attorney costs
Contrary to the general impression, making a last will and testament does not have to be a complicated and expensive procedure. If one wants to prepare a will and testament, one can download these forms from online websites at affordable prices including guidelines and instructions. The simplicity of creating a last will and testament can be exemplified by the steps needed to complete one as follows:
Download your will
Property: Make a calculation and tabulation of what you own
Beneficiaries: Name your Beneficiaries (Those who will receive your property usually one's beneficiaries are one's children)
Executor: Name your Executor (someone you trust to handle your will and affairs)
Guardian: If you have children, choose a Guardian for them. That will be someone you trust and know can take care of your children.
Finalizing: Sign your will in front of witnesses (usually two) and store your will in a safe place.
As parents, it therefore prudent to protect our family with a last will and testament and have our minds at ease knowing our loved ones are taken care of.