Medicare Part D Enrollment - How To Qualify For Discounted Prescription Coverage

Medicare Part D enrollment is actually a fairly straightforward process

. Anyone already receiving Medicare benefits can take advantage of this plan, regardless of other factors, such as income or current state of health. This means that citizens who are 65 and older, as well as people with disabilities already receiving government health benefits, have the option of signing up for this program. The individual plans that are available are not created by the federal government. As they are subsidized, but not dictated, there is quite a large range of what is covered and what your final cost will end up being. For this reason, you will need to do a bit of research into what plan suits your needs best and for the lowest amount of money.

If you choose that you want to participate in the Part D plan, you must sign up between November 15th and December 31st of the calendar year before your new coverage will begin. There are a few different ways to go about Medicare Part D enrollment. You can either go through the individual company that you select or can sign up through Medicare itself. The internet is now making this even easier by allowing you to apply online, in addition to the traditional ways of phone or mail.

If choosing to apply through the Medicare website, it is important to keep in mind that you might not always see an updated list. For this reason, you should always double check with the insurance company to see if there are any new plans in which you might be interested. From here, the process of Medicare Part D enrollment is quite simple. You will need to provide your contact information, social security number, as well as your current Medicare card details. Once verified, you can expect to receive your membership card in the mail within a few weeks.

Even if you think you are already getting a good deal, whether you currently have Part D coverage or not, it is always a good idea to look into what other options are available. Plans change all the time, as do your prescription needs. Because of this, what might have given you the best deal last year might be costing you more than necessary this year. This period of open Medicare Part D enrollment is the perfect time to reassess your current plan and see if you can take advantage of this beneficial program.

by: Troy Truman

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