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P And A Law Firm Gives Their Complete Biography

P And A Law Firm Gives Their Complete Biography


Introducing The Law Firm of Peters & Associates

By Scott P. Chatley

As many of you who live in Las Vegas know, there are quite a few loan modification and bankruptcy firms here in the valley. There are so many, in fact, that it's nearly impossible to watch a T.V. program, listen to the radio, or even drive around town without seeing one of these companies advertisements. In last week's article, "Simple Steps for Avoiding Loan Modification Scams", I highlighted various methods designed to help the reader find the right firm to handle their debt relief. This week, I'd like to introduce you to The Law Firm of Peters & Associates, a Las Vegas based firm that focuses on consumer debt relief. P and A's partners, Xenophon "X" Peters and Judah Zakalik assist clients with loan modifications, bankruptcies, principal reductions, debt negotiation and short sales.


The Law Firm of Peters & Associates, established in 2008 by attorneys Xenophon Peters and Judah Zakalik, understands that the path to financial freedom varies with each case. Because of this understanding, the partners make it a point meet with each client individually to learn their specific needs and fully explain all of their options. "Meeting with an intake person might work at a car dealership", Mr. Peters explained to me as I sat down with both partners to learn more about the firm, "but when you have a legal issue, you have to meet with an attorney. If you never met your doctor, how much faith would you have that he was prescribing you the correct medications?" Mr. Peters' point is well made; only an attorney is qualified to handle personal legal issues.

But the personal service provided at P and A runs deeper than simply meeting with an attorney. Every one of the firm's employees goes out of their way to make sure you understand what's going on with your case, and that you are comfortable with the progress that is being made. "It's our policy to call our clients every 2 weeks", says Mr. Zakalik. "Whether there are updates for them, or not. This gives our clients the opportunity to ask questions and get answers. We pride ourselves on customer service and communication."

So what makes Peters & Associates different from all of the other firms out there? To put it simply, the firm is there to help, not to pressure you to sign up for a service you don't really need. "Look", says Mr. Zakalik, "some firms only handle one aspect of consumer debt relief, like bankruptcy. Declaring bankruptcy to escape debt is an excellent option for some people", he continues, "but not everyone wants to have a BK on their record, and there are other options available to get out of debt." To put what Mr. Zakalik is saying another way, imagine a local grocery store only sold catfish, but you thought bonito or skipjack were better fish to cook with, or you wanted chicken. Shopping at the specialty store severely limits your options, and the sales staff at the store might try and pressure you into buying the catfish. Because Peters & Associates handles all options for dealing with consumer debt, and prides itself on it's service, the attorneys won't pressure you into signing up for one of their services, they'll simply explain your options and give you the advice to help you choose for yourself. No Pressure.


Another thing that Mr. Peters stressed when differentiating P&A from other firms is that the attorneys you see in the commercials are the attorneys you meet with. "Certain attorneys", Mr. Peters said without naming any names, "simply lend their name and phone number to a Loan Modification company that isn't actually part of the law firm". I confirmed Mr. Peters' statement through some quick online searching, and there is definitely at least one large firm in town that looks like an extension of a popular law firm. In reality, it's not.

At the conclusion of the interview, I thanked Mr. Peters and Mr. Zakalik for their time, and asked them if they had anything to add about their firm. "The first consultation with either of us is free", said Mr. Peters. "It lasts about an hour and Judah or I will explain your options."

"This holiday season", Mr. Zakalik added, "we're offering a Zero Down / Zero Risk Principal Reduction program. If your readers are looking for extra spending money between now and the end of the year, this new service may help them find it."

In summary, The Law Firm of Peters and Associates is an excellent choice for loan modifications, principal reductions, bankruptcies and other methods available to help you deal with your debts. The partner's hands-on approach to their clientele is unparalleled in the valley and you won't be disappointed with their customer service, either.
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