Pa Dss - Know Better The Payment Application Data Security Standard Part 1

Every person in e-business must know about the Payment card industry standards and what they meant to the clients as well as vendors

. These things are very important considering present security issues and hackers attacks. So here I would be providing an in detail explanation of PA-DSS compliance. If you want to be a PCI PA-DSS compliant this would help you understanding it better and maintaining your firm accordingly.

Beginning with what does PA-DSS stands for, it is the Payment Application Data Security Standard. The standard was created by the group of major credit card companies in accordance to the PCI Security Council so that they can prevent an increasing numbers of credit card frauds and information breaches. 3/4th of all the attack that happens was against the application used to process the credit card information. So the PA-DSS requires all the application that uses any kind of credit card interaction must be certified by the Payment Application Quality Security Assessor. This PA-DSS also applies to all the applications which are sold or distributed and uses any third party interference.

There are many more acronym in the industry to people easily get confused about these digital standards. So it is very much necessary that you understand the difference in PCI DSS and PA-DSS. The PA-DSS as its name indicates applies to all the application of software that uses any kind of Credit card interaction whereas PCI DSS is for the merchants who do online business and make use of credit card for payments. Each of them is created for protecting the consumer sensitive information or card data.

As the PCI DSS and PA-DSS was evolved from PABP so some merchants even get confused about these standards also and a software vendor must know the difference in these two standards. Knowing better about the system increases your chance of being certified.

The major companies like MasterCard, Visa, American Express and JCB came together in 2006 to form a security council considering the online issues and this council was named as PA-DSS compliance. The sole aim of this council was to improve the payment security over internet.

by: Nitesh Patel

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