We are in a recession and the current unemployment rate is tremendously excessive
. A lot of the people who have lost their careers have also been forced to stop their medical insurance. Yes, the government is presenting assistance with C.O.B.R.A. (Consolidated Omnibus Budget Reconciliation Act) payments; but, many families are unable to afford to maintain their insurance even with this support from the federal government's stimulus package. An unemployment payment will only go so far and food and housing must come prior to medical health insurance. This is merely a reality of life.
A lot of times the breadwinner will look for a health care insurance policy to cover solely him or her. Looking for such a policy is generally tough, but the individual needs to review various health insurance plans, compare health insurance coverage, and acquire health insurance quotes. Only once all of this is performed can an individual establish whether or not they can afford a medical insurance policy. Several might decide on a high deductible policy that will furnish coverage for a significant illness but will not cover daily expenses. If this is what you will be able to afford, then it will at least cover you if a disaster happen.
If you select a high deductible policy, bear in mind that there are many free screenings available that will permit you to practice preventive medicine without the price commonly involved. The following are several tests available, free of charge, through assorted organizations that are looking to prevent these specific diseases.
Heart Disease; a categorize called Sister to Sister provides cholesterol and blood pressure exams in many spots throughout the month of February.
Skin Cancer prevention testing is offered through the American Academy of Dermatology throughout the month of May.
Asthma testing are readily available at a multitude of locations all over the country during May.
The Alzheimer's Foundation supports a National Memory exam throughout the month of November.
Depression analysis are held by Mental Health America at a number of hospitals and other locations during the month of October.
These wonderful associations make it attainable to practice preventive medicine even though you do not have a health insurance policy that will cover the charges.