Plastic Surgery Payment Tips

So you've got it all planned out; Your vacation time is saved

, you've got a top notch surgeon, and you're mentally rearing to go! But do you know how you will pay for the procedure? Unfortunately, in the vast majority of cases, plastic surgery procedures are not covered by health insurance plans. In fact, figuring out how to foot the bill can be one of the most difficult aspects of the whole process. In this article, we will outline a few tips worth considering to help pay for your treatment.

Step 1 - Check in with your insurance provider. Some procedures, such as a breast reduction, or physical deformity repair, may be covered. It's a good idea to always make sure your bases are covered. If you are denied, at least you tried.

Step 2 - Discuss options with your physician regarding ways that your procedure might be made coverable under your current plan. In some instances, it's just a simple matter of the procedure being worded properly in order to covey the health benefits as a result of having the operation.

Step 3 - Start a savings account to pay for your surgery. Planning ahead is perhaps the best way to go about it. Once you've saved enough, it's be like a big present to yourself! Try taking a specified amount from each paycheck to set aside for your procedure and watch your savings blossom.

Step 4 - Look into the possibility of charging the amount it will cost to your credit card. Call your credit card company to determine how much it will cost in the long run and find out your credit limit. You can easily pay off the bill overtime and help build your credit score.

Step 5 - In addition, you can combine steps three and four and save just enough cash for half the procedure, while charging the remainder to your card. Have your cake and eat it too!

Step 6 - Apply for a personal loan at your local credit union or bank. This is another way to help build credit, and many times will have better interest rates than a credit card. Check different rates at different financial institutions to get the best deal.

Step 7 - Talk to the performing physician regarding the possibility of financing the procedure. Many practices offer various forms of financing. Find out what is available to you and evaluate your available options.

If you are truly serious about having the procedure done, it will be worth the effort to find a proper way to pay for it. Once you have gathered all the information you can, make a decision and stick to it. The results will be all the more rewarding once you've finished.

by: Abigail Aaronson

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