Presenting Construction Defect Claim With The Help Of An Attorney
You have bought a new home and you are happy that the builder has provided you comprehensive
insurance so that you have peace of mind, if there is any design or work related defect in your dwelling. Insuring your home is a great idea to rest in peace but you should also make sure that you get construction defect claim, if there arises a problem.
First thing is that you are not safe when you are in the hands of insurance companies. These firms are formed to earn profit through premium. Giving claims is against their business interest and for this reason they avoid any claims put forward by the homeowners. Only one person could help you in this situation and that is a real estate lawyer.
There is a leakage on the bathroom ceiling and it has reached the danger mark, where it can blow out the electricity. Or some studs on the living room wall are simply not functioning. More problems could be found on a detailed investigation of the property. You can click pictures and write a good story on your experience but could you impress the insurers with your story. You might be a good property manager but you simple are no match for the insurers.
Presenting a construction defect claim is a technical job that involves studying the terms and conditions of the contracts, you signed with the builder. Go through the legal jargon used by the builder so that you understand what is included in the insurance. The leakage in your bathroom wall might be of concern for you but it might not move the insurer and you might end up doing the repairing on your own.
There is a design related problem in your home but you are unable to present the claim because your insurer refuses to cover this problem. But when you move your application through an attorney, it moves the insurer with the latter visiting your home to gauge the defect and determine the claim amount. Your construction defect claim application works, when it is presented in the way it should be.
An attorney knows how to communicate with the insurers that show little interest in providing claims. You have a construction defect claim and you deserve the claim. Discuss your case with an experienced attorney to find a way to get quick claim. The attorney can help and in reality only an attorney can help.