Prevention For Identity Theft Victims

You might know that during the last year there were nearly 10 million Americans held

victims for identity theft which is a crime which is spreading like wild fire. When you find yourself a victim of this crime you can actually end up in a lot of financial and credit problems.

Furthermore, the thieves can also use your personal information to commit crimes apart from just spending your hard earned money.

When they have access to your personal data they might even create new accounts on your name and ruin your credit ratings. The cleaning up of this mess up can be really tough and might also cost you a lot. Therefore preventing identity theft is the best way you can stay away from these issues while protecting your identity.

Personal information

Firstly you must know hat personal information must be kept private. Even though your personal info will unavoidably be made public there are still some items which are highly sensitive and must never be made general. These include right from your full name and address to your social security number, back account and credit card info including passwords you use.

Therefore identity theft protection is nothing more than safeguarding this sensitive information. The prevention of id theft also includes gaining knowledge about how this information can be stolen and accordingly taking steps.

How your identity can be stolen?

1.Your mail: It has been reported by the FTC that millions of people suffered under this crime due to robbed mails. Therefore be careful when dealing with your mails as it can contains a lot of personal information. You should not leave your mail in unsecured location, don't leave mails more than a night and even get mailbox locks.

2.Your computer: Most people aren't aware of how risky internet can be and so without proper knowledge and safety you could be very close to being a id theft victim. Therefore make sure you use antivirus and antispyware software, carefully use online shopping sites or use only the trusted ones, don't be tempted by phishers and ease your PC hard drive even when you sell your computer.

3.Your trash: Your trash box can be treasure of the other. Therefore you should be very careful about the personal documents you discard. In case your social security number, credit card, bank account or any other number is on the sheet make sure it is shred before it is thrown.

Protecting personal information

When you keep your personal information safe it can help you prevent identity theft. Thus, you should immediately report stolen or lost debit or credit cards. Most of the issuing companies would instantly cancel all the transactions in case you have lost your card while preventing further credit damage.

Additionally make sure you don't carry your social security number with you in the wallet which is often a common mistake most commit. Immediately report to a identity theft resource center if you find any changes or if your identity has been stolen so that it can be immediately fixed.

by: John Goldman

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