Readydebit Prepaid Visa Card

For people with past financial difficulties, trying to be approved for a debit card

or checking account can be an endless battle of applications and credit denials. You may be ready to improve your credit but just aren't able to find a financial institution to help you do that.

The ReadyDebit Prepaid Visa Card is the answer to your problem. It is a great way to start fresh with your credit. You are guaranteed approval for a ReadyDebit Prepaid Visa Card. There are no credit checks or ChexSystems checks, so you won't need to worry if you've made some financial mistakes in the past.

In accordance with the USA Patriot Act, you will need to supply proof of identification and a permanent home address, but you will not need to supply credit history information for your application. Once your new ReadyDebit Prepaid Card is activated, you can access your money from numerous ATM's and use your debit card to make purchases everywhere Visa is accepted, including online.

The ReadyDebit Prepaid Visa Card has fewer fees than many of the other prepaid debit cards. There isn't an application fee or an annual fee associated with this card. Direct deposit of your paycheck or government check is free. If you choose to take advantage of direct deposit, you will also have free online bill pay. This means you can write online checks to anyone. You'll be able to conveniently pay all your bills without the hassle of making sure you have checks on hand and finding envelopes and stamps to mail them.

Most prepaid debit cards charge fees for overdrafts. With the ReadyDebit Prepaid Visa Card, you'll never be charged an overdraft fee. Some prepaid accounts require the owners to deposit a minimum amount of money in order to open an account. Your ReadyDebit Prepaid Visa card doesn't require you to deposit anything to open the account, and you don't have to keep a minimum balance once your account is opened.

There is a nominal fee for issuance of your ReadyDebit Prepaid Visa card and a small monthly service fee. Unlike many other debit card services, you won't be charged a fee every time you use the card. You can call the automated telephone customer support line as many times as you want without being charged a fee. If you need additional help and need to speak to a representative, you can do this once every month for free.

by: Jason Abmramsons

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