Recommendations From A Rockford Bankruptcy Attorney
Recommendations From A Rockford Bankruptcy Attorney
If you seriously are considering filing for bankruptcy then you should contact a Rockford bankruptcy attorney as soon as possible. Your Rockford bankruptcy attorney will most likely make several key recommendations to get you started on the road to filing for bankruptcy. One of the first things that your Rockford bankruptcy attorney may ask you to do is get a recent copy of your credit report. There are several reasons why your recent credit report is a valuable document in the bankruptcy process. Extremely useful information is compiled all into one document. For example you can find the names, addresses and amounts of each individual account over a period of time. Without a credit report, things could be much more difficult and time consuming. You will have to gather numerous credit card statements and payment records for the last three to six months. You may have to contact your creditors and request duplicate copies of this information, which can take up to a few weeks to receive. Keep this in mind while being cognizant of any deadlines that you and your Rockford bankruptcy attorney have already agreed upon. Be sure to communicate any problems on setbacks as soon as you encounter them so that they can be resolved in a timely fashion. In order to avoid the costly expense of having duplicate copies of credit card statement mailed to your house, you can simply request a recent copy of your credit file. These days this option is available online at numerous websites for free and available immediately, which can alleviate any possible time complications. Your credit score can also communicate valuable information as well. Typically research indicates that bankruptcy filer's credit scores usually fall in a certain range. If your credit score is fairly high then you may want to reconsider bankruptcy in favor of more appropriate options.