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Short Sales: What If I Already Tried To Modify My Mortgage Loan?

Demonstrating that you have a legitimate financial hardship is critical to convincing your lender to approve your short sale application

. You should always do your best to show that you are not trying to escape your financial obligations and that you have a genuine financial hardship. Even if you were successful in getting your loan modified, you may still not have enough cash or make enough money to continue paying your mortgage. Your lender will evaluate your short sale application based on your current financial position regardless of whether you tried to modify your loan or were successful in doing so. Your earlier attempt to modify your loan may strengthen your short sale application by showing that you tried to work things out with your lender rather than just walking away from your financial responsibilities.

Short Sales: What If I Already Tried To Modify My Mortgage Loan?

By: Gerald Lucas
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Short Sales: What If I Already Tried To Modify My Mortgage Loan? Anaheim