So You Finally Got A Motorbike, Now What?

You have wanted a motorbike your entire life and now you have finally got one

. You put every pound you had into getting the perfect bike but you can't drive it anywhere without getting insurance.

You don't want to skimp on the amount of insurance you get but you don't want to pay a horrible amount of money to get it. Having insurance is the law and just makes sense. Now you want to know what kinds of things can save you money without costing you in the long run.

There are some ways to get discounts on what you pay for cover without worrying that you do not have what you need. Many insurance companies will give you discounts if you take certain steps to protect yourself and be smart about your motorbike ownership. You can save lots of money by shopping around and taking advantage of some of the discount programs available.

There are many training programs out there that will not only teach you methods to keep yourself safe while operating your motorbike but can get you a discount on the costs of insurance. Some insurance companies will give you up to ten percent off of your costs if you participate in a training program such as bike safe.

Not all motorbike insurance companies offer this discount but there are many that reward you for taking this course or one that is similar. You will not only end up being a safer driver, knowing the right choices to make to save your life but you will save money too. This is a win win situation for you. Research what insurance companies give you discounts and what type of safety programs are eligible for the discounts offered.

Another way to get a discount from motorbike insurance companies is to install theft protection and immobilising products that deter thieves from taking your bike. More that 35,000 motorbikes are stolen every year in the United Kingdom, you do not want to be one of those statistics after waiting so long to get the bike of your dreams.

Installing a Thatcham approved security alarm and immobiliser can also save you up to ten percent on your insurance premiums each year and help you feel confident that your motorbike will still be there when you come back to get it. Check out which companies offer this type of discount and make sure that you get a system that is accepted for it. You will be glad you made the initial investment once so that you could save money every year.

You may also get a discount if you park your motorbike in a garage at home and if you do not drive it more than 3000 miles a year. This can be another ten percent discount for storing it in a garage and five to ten percent for having less that 3000 mileage put on the bike each year. All of these discounts add up to big savings for you and can make a huge difference in the premiums you pay for your motorbike insurance.

by: Tom Jones

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