An experienced Vancouver bankruptcy attorney knows that the extent of their job goes beyond simply filing the necessary paperwork. A Vancouver bankruptcy attorney who truly cares about his or her clients will want to make sure that their clients are on the right track to recovery after their bankruptcy filing. A helpful Vancouver bankruptcy attorney may even recommend services that can help their clients get back on track financially. There are some general tips that one can follow in order to try for a successful post bankruptcy existence. Following your bankruptcy you should be realistic about the time and effort that it will take to bounce back after your bankruptcy. You should be in no hurry to get back into the credit card game if credit cards are the reason that you are in the bankruptcy boat in the first place. Instead you should take your time and focus on building up a healthy savings account. Most financial experts recommend that you have at least three to six months worth of your salary saved up in a savings account that is accruing interest. It is recommended that you only access those funds in case of an extreme emergency.
When you do get back into the credit card pool make sure that you are completely ready and able to handle the risks and consequences associated with managing credit. You may want to start out with a modest, easy to manage creditlimit of only a couple hundred dollars. Use your credit card moderately as a credit building tool. Make sure that you pay the card off in full every single month. This will help you build your credit and avoid interest penalties. If you are an impulsive spender then leave your credit card at home sometimes. You can join a financial management group to learn other useful tips on how to effectively manage your credit.