The Health Care Reform and Medicare

The Health Care Reform and Medicare

The Health Care Reform and Medicare

All these months of trying to discuss and debate the new health insurance reform and now our senior citizens among us want to learn how this will affect them and their family members. It looks as if the horizon is not bright for them.

There is no way of getting away from the necessary changes in the Medicare health insurance system and this is leaving many senior citizens feeling very uncomfortable about the kind of medical health care they will receive in the future.

Many are worried they will be pushed aside for the younger generation of baby boomers that are now beginning to join their elderly parents in the Medicare health insurance. It will be an interesting transition to observe because it was our parents and for some grandparents who were the first generation to reap the benefits of such a health insurance system.

Now the government has mandated that some of the issues involving the Medicare health system be eliminated and that is leaving many very upset. Whether these emotions are justified or not justified are still to be seen. The government is going to try to approach the fraud that has corrupted the entire health insurance industry.

If they are successful, they will enable Medicare to provide much better service. There are three main objectives to the health insurance plan for our senior citizens.

1.To create a public long-term medical care program called the Community Living Assistance Services and Support Program

2.Expand the home and community benefits for senior citizens

3. Impoverishment protection mechanisms to prevent one spouse from leaving the other spouse with nothing because of an illness or a nursing home stay

The Community Living Assistance Services and Support program aims to help the medical providers and the seniors who belong to this program to break the cost for home health care, adult day care or residential care. After a five-year investment, the senior citizens will receive fifty dollars a day towards paying for the health care assistance.

However currently there are a lot of senior citizens who need to pay out of pocket for the cost of hiring home health care professionals. And this costs them about $500 - $650 per week. This type of program is not being offered by any health insurance company.

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