The Two Programs Of The Ssa For Persons With Disability

Being employed incurs a lot of benefits

Being employed incurs a lot of benefits. Not only are you able to save for the future, you are helping your loved ones in providing support for them to live every single day. Through work, you are also contributing to society through tax contributions. For example, the FICA tax deducted from your salary would be used to fund Social Security.

While being under employment, you may encounter some hardships along the way. These hardships, though, may also be detrimental to your ability to work. You may aggravate an injury from a previous fall or a pain on the joints or muscles, which could turn into something worse. You may also get involved in an accident which could leave you temporarily paralyzed.

With all these possibilities of contracting an ailment that can physically or emotionally keep you out of work, you can always rely on the Social Security Administration (SSA) and its flagships programs. Remember that the SSA handles the funds for Social Security programs coming from the FICA taxes contributed by regular employees like you. When the time of need comes, what youve contributed can be given back to you; this time used for a good cause.

The SSA has its own criteria of an eligible person with disability. For them, a worker who has a disability has a physical or mental ailment that has already existed or is expected to last for not less than twelve months. His disability should prevent him to do any substantial gainful activity.

One of the known programs of the SSA that provides assistance to persons with disability is the Social Security Disability Insurance or the SSDI. Eligibility for the said benefit would depend on how long youve worked. Likewise, your monthly payments, if ever you are qualified for the SSDI, will depend on the amount of contributions youve given to Social Security in the form of FICA taxes.

For you to file a disability claim for SSDI, you must provide important information, such as your latest medical and work information. If you are entitled for SSDI benefits, you can as well apply for other benefits. Another program of the SSA that complements your SSDI benefits would be the Supplemental Security Income or the SSI.

If you have limited income and resources before the onset of your ailment or injury, you can always apply for SSI. You can do so as well if you are under the SSDI program as this will give you more opportunities to receive more payments and other benefits from the SSA.

by: ashleycasas

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