Things To Consider Before Choosing Medicare Plans

When a person turns 65 it can be hard to find out that there are less Medicare advantages

left for him, however, there are certain things that can benefit anyone if they start planning for Utah Medicare advantages well in advance.

What is a Medicare Advantage Plan?

A Medicare advantage plan provides coverage for all Part A and Part B Medicare. Part A covers hospital insurance and Part B covers medical insurance. Some plans also include Part D Medicare which includes prescription drug coverage, but Part D is not included in all plans. Medicare advantage plans include all type of original Medicare and can also offer added benefits of covering vision, hearing, dental, gym membership and nutritional supplements.

Who can use the Medicare Advantage Plan?

You can make use of a Medicare Advantage plan when you become eligible at the age of 65. It actually starts three months before your 65th birthday, and includes your birthday month and lasts till three months after your birthday.

If you are not yet 65 but suffer any kind of disability you can also enroll for this plan. You become eligible for this plan at the end of the 24th month after you start receiving Social Security Disability benefits.

The enrollment period is from October 15th to December 7th each year and plan starts from the January 1st of the following year.

Who is eligible for Low Income Subsidy?

Government helps people with low income to meet their Utah Medicaid requirements. The rule says that you are eligible for this low income subsidy if your annual income is less than $16,254 single, and less than $21855 married. Also your assets should be valued at less than $ 12510 single and less than $ 25,010 married.

You can learn more about Utah Medicaid plans and whether you are eligible for low income subsidies or not by consulting your agent. There is a plan offered where you can combine Medicare and Medicaid benefits into one easy plan, the benefits of this plan include hearing services, vision services, dental services and many more.

by: Ethen Hunt

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