Things You Need To Know About The Online Shopping Scams And Traps

There are many of us who have been doing online shopping for many years

. And we have been doing it without fearing about the unthinkable. In this scenario, the unthinkable is fraudulent activities. With all the online transactions that are taking place, the percentage of those which are illegitimate and fraudulent is very less. But it is still vital for us to make sure and not to brush aside the risk and think that it could never happen to us.

Now the wise thing is to endow yourself with the knowledge and methods to further reduce the likelihood of being an easy target for scam artist and fraudsters. So with the encompassed knowledge about the various schemes and frauds, you can make yourself challenging for the thieves and prevent being duped by them. It will most likely make them move towards another less secure victim.

Before you go for online shopping, you need to make sure that whichever website you are selecting, it should be a genuine one. In a sense, try to select your seller by yourself. If you are looking for a particular item or service, make sure that the search engine doesnt select the site for you. It is always better to go for price-comparison websites. This is because fraudsters manipulate the search results with wrong and harmful websites. These websites once visited will detect and access your personal information. So you really need to be careful while visiting such sites.

Nowadays, it is kind of convenient for people to do online shopping from their cell phones, laptops, etc. They usually sit in places where there are Wi-Fi connections like coffee shops, airports, etc. Now what happens is that thieves and fraudsters can easily access your Wi-Fi connections in these hotspots. Once they have access, they will easily retrieve your personal information. Also using the public computers to access your bank account or for shopping is not a good idea. It is better and safer to use your home PC.

When you are paying by plastic, it is always good to know the authentication of the website you are using. The thing is while paying by credit card; you need to make sure that the credit card number will not be used illegally. And once it is misused, always make sure to inform the bank as soon as you realize it. Most people make the mistake of informing after fifteen or thirty days. What happens is that your account will not be credited with the amount that was liable for. But if you are a good customer, sometimes your bank will credit your account within a couple of days of the fraud.

Also whenever you are transferring or wiring money through the various money-transfer company, do it with utmost care. Altogether, it is a very bad idea. While doing this procedure, you are inviting fraudsters because there is no way you will get your money back if the item that you bought never arrives. Besides that, if you are making a big purchase like a car or something else, and the seller tries to guide you to a particular companys site to handle the transaction, then be suspicious. It is a warning sign for you. You do have to make sure that the provider is legitimate by checking with the state regulatory authority or an escrow company of your choice.

It is not that online shopping is bad. With the availability of high speed internet at reasonable price like the Cheap Xfinity Internet, everyone likes to shop online. But what you really need to do is make sure that whichever website or online shopping site you are using, make sure it is legal. For the benefit of avoid being duped; try to go to website recommended by users or friends.

by: Mark Bennett

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