Three Rotten Facts Regarding Identity Theft

4 years earlier the card processor Heartland Payment dealt with a data breach which subjected over 130 million cardholder accounts to risk

. Not too long ago Sony Playstation Network was hacked. 100 million consumers had their credit card information exposed. This time cyber terrorists have gone straight to the source again.

Spokespeople for Visa and Mastercard announced that card processor Global Payments was breached and the company only found out about the breach just last month. Although the numbers are a far cry from the previously listed this is very little solace to the to the 1.5 million consumers who are now susceptible to identity fraud. Unsurprisingly Visa has stopped conducting business with Global.

These types of database break ins make nationwide news yet the local news media is filled with reports of identity fraud just about every day. Take for instance several individuals in Georgia were recently found guilty after going on a four year spree where they stole mail, credit cards and other information to open fraudulent accounts. Thieves in Albuquerque made use of courtroom records available to the general public online to seize the identity of over 200 individuals.

These occurrences and the countless others that go unreported point to some pretty ugly facts with regards to identity theft and fraud

1. There Is No Such Thing As 100% Guaranteed Prevention

Regardless of the bank or security service not a single one can prevent your personal identity from being ripped off. Protecting the social security and other important data may reduce the possibility and in a few instances rather substantially. Yet the the main thing is a lot of your information is accessible regardless of whether it's medical history, credit card details or even as the Albuquerque incident reveals courtroom documents.

On top of that crooks are finding even more ways to seize what is yours. There has recently been an increase in the number of attacks on mobile phones. Even though some identity theft companies do a good job of keeping track of what's going on and also assisting you to restore your own identity they cannot really stop the attack from happening

2. More Than Likely You Know The Thief

Over half of all people victimized know the person that did it. Recently a lady was arrested by the police for swiping her sister's identity. The sad part is many of these crimes go unreported because the victim either does not know or just does not have the heart to call the police.

3. Fixing Your Credit Is Rough

It is really challenging coping with the credit agencies especially when you are not utilizing some kind of service. The credit bureaus still tend to be quite slow when it comes to clearing this stuff from your records even after you supply ample details and proof demonstrating you are not liable for the fraudulent charges made.

by: D. A. Campbell

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