Tips On Saving Money

It is important to know a few tips on saving money to actually feel a burden taken off from your shrinking monthly budgets

. A great tip is to sign up for all free customer rewards programs you can find. Especially the stores you visit very often, having a reward card can get you great coupons and discounts. Make an email address just for this purpose and weekly collect your coupons or other discount cards. Every holiday, birthday party, wedding party, engagement party, baby shower and so on brings with it, the must-incur expense of a gift. Instead of buying expensive gifts from the store, try to make your own gifts. Candles, bread, cookies, soap, frames and all other kinds of things can be made at home quite easily.

One of the best tips on saving money is to master the thirty day rule; whenever you are about to make an unnecessary purchase, stop yourself and wait for thirty days to see if you still want it. More often than not, you will know that you really dont need that product and it was just an impulse purchase urge. What helps is a shopping list before you hit the mall and if you just stick to the list, you will notice a great difference in savings. Dining out is a big expense, apart from just eating out, it costs to travel to and from the place and on tips. Invite friends over whenever you want to hangout; have a cookout, play cards, have a few drinks. It will fun in a comfortable environment and wont cost you that much. Those who were invited are likely to reciprocate and hence you have an entire social calendar to follow.

A lot of people have a habit of throwing out clothes as soon as they see a button missing or a small rip. Try to mend it before you decide to discard it. Try to squeeze the entertainment budget you set aside for children. Arrange play parties for them at home and invite other kids over. Instead of you buying them expensive home entertainment products, get them engaged in simple but fun activities like throwing pennies in a jar, watching cartoons on TV, coloring or drawing. Even if you buy video games, choose the ones that have a lot of replay value and dont require new ones until you have mastered the ones you have. Yard sales are a great way to make some extra cash. Clean your closet and get rid of all the things that you dont need.

Some habits are not only unhealthy but squeeze your pocket. Give up cigarettes, alcohols and drugs. Keep drinking as a very occasional activity or something you celebrate with. Cut down on convenience foods which include fast foods. With the increasing rate of obesity, fast food is not just expensive but is also extremely dangerous for health.

by: Lauren James

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