What Are The Social Security Benefits?

"Many are still oblivious about the significance of Social Security for their lives and their family's

. Being able to understand the benefits of this is very important.

Social security is important since you will be needing this to apply for a job and of course, to pay your taxes. You can only enjoy the benefits if you have social security. The government uses your SSN to monitor your income while you are working and benefits after you apply for benefits.

The government looks at your SSN as highly confidential. Your permission is needed by the authorities before they can divulge your personal information in case someone asks for it.

Retirement Benefits are benefits a person can get from having an SSN. Choosing the time that your will retire is really important and will have an effect on your retirement benefits for the rest of your life. Retiring by the time you reach full retirement age will let you receive complete retirement benefits. But if you choose to retire earlier than this, you will only get to receive reduced benefits for the rest of your life.

Disability Benefits are given when you are one of those persons who are not able to work because of physical or mental condition and is likely to last a year or result in death. This may make you eligible for a disability benefit.

Having a statement from your doctor does not mean that you are already eligible for these benefits. People with disabilities, whether kids or parents, and have a little income or few resources, may be eligible for disability payments through Supplemental Security Income program.

If you have a social security account and you die, your family might be qualified for survivor benefits based on your work history.

A family member or widow or widower is in a position to collect the benefits if they are in a position to meet the following requirements:

- age prerequisite is 60 or older; or

- 50 years old and has a disability; or

- Any age if that individual is taking care for your child who is 16 years old and younger and entitled to Social Security benefits on your records.

The three mentioned above are the key benefits that you or your family can be able to get when you have a social security account. We don't have all the time in the world so the future of your family should be secured. This is something that shouldn't be delayed.

by: Greg Pierce.

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