What Financial Aid Can You Apply For As A Single Mother

If you are a single mother, the available types of financial aid depend on your income

, the state you live in, and your level of need. The amount of funds is unimaginably huge. However, most of the allocated amount of financial assistance goes unused each year. This happens not because there are no single mothers who need financial assistance so badly, but rather, they are not aware that such programs exist. It is also possible that they simply have no idea how to apply for financial aid, in any form.

If you need assistance in paying the rent or monthly mortgage, you can ask for a housing loan or grant. Those who need assistance in buying food and other necessities can also ask for food stamps and emergency cash aids. Moreover, you can also ask help in paying for your college tuition and books. It is really good to know that government and non-government agencies are trying their best to help not only single moms, but generally those who are in need.

You can apply for a housing aid from various housing programs. Government agencies, such as the United States Housing and Urban Development Department, allow you to apply for a housing grant if you are eligible. Eligibility varies from one program to another, but most of them are need-based and require you to have a job.

Apart from housing assistance, you can also get financial assistance for a guaranteed food supply for you and your child. Financially unstable single moms find it very difficult to get food for their kids, let alone for themselves. The SNAP or Supplemental Nutrition Assistance Program is just like your old-fashioned food stamp, but the government decided to rename and repackage it because most people find being under welfare as disgraceful. Please note that SNAP is not a financial aid for single mothers alone, it may also be rewarded to those who are in dire need of monthly food supply.

Financial aid for single moms does not only come in forms of food and housing, but in education, as well. There are several Federal grants to assist you in your college education requirements. The Pell Grant and Federal Supplementation Education Opportunity Grant are just two of the available government grants that offer financial aid for mothers returning to college. Some college grants for single moms even offer day care assistance to ensure that their children are in good hands while they study.

To make sure that your kids do not suffer lack of cooling and heating means, you can apply for the LIHEAP or the Low Income Home Energy Assistance Program. This program is not only for single moms; it is also created to help families with low income pay their monthly utility bills.

The Insure Kids Now! Program of the Department of Health and Human Services provides low cost health insurance for children of low-income families. The requirements differ according to state, so it is best to visit the Insure Kids Now website to check if your kids qualify for the program.

There are many kinds of financial aid you can avail of. If you need education or housing assistance, help in buying food and medication, or any other things that you and your child need, you can look for a program that will make your life easier and more comfortable.

by: Thompson @Financial

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