When Times Get Tough, Get Tougher - 5 Simple Tips for the Unemployed

I know a lot of people are facing a job loss or the threat of a job loss

. I was once in that category. I went through two job losses. In a row. In two years. So I guess that would make me at least somewhat qualified to talk about how to make it when times are tough!

If your over the shock of the situation and you've moved into action mode trying to decide what to do about your income situation (unemployment just doesn't go that far) here are some things to consider:

You will be spending less with out really trying since your not going to work, your gas expense, eating lunches out, bus fare etc.. will dramatically decrease

You will have more time to watch what you are buying. This may include paying more attention to the grocery store ads and having the time to clip and match coupons to the weekly sales

You will probably spend a lot of your time on the computer because you are looking for another job spend some time in the etc' section of craigslist. I have found tons of odd jobs in there to make some extra cash (think focus groups that pay you for your opinion, helping people in your neighborhood move, yard work etc)

You will have lots of time on your hands. More than you will know what to do with. If your feeling productive, you could start cleaning out closets and finding things to sell on ebay and craigslist for a little extra income.

You could consider cutting back on some things in my budgeting classes I never tell people what they should or should not cut out. It's up to you, you have to do what works for you. Remember this is only temporary. It might not hurt to look at your expenses and see if there are some things you can cut back on or cut out entirely.

It might make you feel a little better if you sat down and wrote your income and your expenses. Thats all a budget really is anyway. To get through this time, some tough choices will need to be made. I know its not fun. Trust me, I'm living it too.

"What does not kill us makes us stronger" or something like that.

When Times Get Tough, Get Tougher - 5 Simple Tips for the Unemployed

By: The Jenny Pincher

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