Why A Budget

You can"t say budgeting is not for everybody "" it is for everybody

, people from all walks of life whether you work for someone else, self-employed, unemployed, or retired. If you are living you need a budget so here are four areas of interest that require budgeting.

1. Family budget - lets face it, in today"s economy a family budget is crucial. Child rearing can bring up all kinds of not thought of problems and emergencies so family budgeting is almost a must. You know what it is like trying to balance the checkbook at the end of the month when the outgo exceeds the income. Enough said. The old adage "you can"t fix a problem if you don"t know what"s broken" rings true and this is what a budget is for.

2. Individual budgeting is a must too. Even though you are "numero uno" you can still spend yourself into trouble, there are a lot of pitfalls here. You need a budget which can improve your quality of life and reduce financial stress.

3. Marriage "" now here is a budget buster if there ever was one. Marriages are

expensive no mistake about it unless you are planning a shotgun wedding - so a

marriage budget is a must. This can uncover a lot of hidden things that can come back and bite you.

4. Entrepreneur budget "" If you are a work at home individual or run a small

business, then a budget is a must especially if you are just starting out so please consider a budget first "" it can be the difference between success or failure.

A budget can save you a lot of headaches and money. Consider over-drafts on your checking account along with the fees and stress of covering them, the credit interest expenses that can pile up and uninvited phone calls from bill collectors "" this is stress you don"t need in life. So budgeting is crucial and with the world economy today in such turmoil a budget cannot be overlooked. With a budget you will be able to plan ahead in many areas so you won"t be blind-sided with those expenses. There is also the saving aspects of a budget, for retirement (don"t count on social security), for a new car, a baby or many other things you would like in life. Budgeting can be a lifesaver so don"t pass it up.

For further information check out www.getafamilybudget.info on-line for some expert advice in budgeting.

by: Jay Harris

POST COMMENT

What Is Acupuncture Five Benefits Of Using An Erp System Year End Tax Saving Ideas For Individuals Check Out Pixar Cars 2 Toy Latte Recipe, Pumpkin Pie Stun Batons Are Custom Made For Security Personnel Should You Build An App? Mistakes To Avoid Points To Note When Getting A Brain Injury Lawyer Hard To Find Christmas Items At Jewelry Clearwater What Can I Do To Make My Ex Boyfriend Want Me Again? Powerful Tips To Win Him Back! Loan Modification An Accurate Costing To Extend A Lease How To Find The Best Dealers Selling Pool Cleaners