Why You Need Specialised Classic Bike Insurance

Do you have a vintage motorcycle? If so, then you should consider taking out an insurance policy for classic cycles

. Here are some of the key benefits that you can enjoy:

1. Unlimited mileage:

This is definitely a valuable feature of insurance policies for vintage motorcycles. By definition, such cycles have been around the block (several times, actually). So you will not want to worry about not being covered because you have driven your bike X number of miles. You can avoid that problem by securing a policy with unlimited mileage. Then you can go on cross-country or multi-national trips, without counting miles during the whole trip. This will definitely make your trip much more enjoyable.

2. Salvage retention rights:

Unfortunately, there is always the chance that your classic motorcycle could eventually be damaged beyond repair. Having "salvage retention rights" allows you to buy back the cycle, for reselling or spare parts.

3. Foreign cover:

This is a crucial feature if you are planning to ride your classic motorcycle outside the UK. Foreign cover provides the same amount of protection as you enjoy in the UK-up to a certain number of days. It's a must-have type of cover if you do a lot of travelling outside the UK.

4. Roadside assistance:

This is an invaluable perk for those who secure UK insurance for their classic motorcycles. Sometimes you need assistance getting your bike back on the road-even if you have not been in an accident. For those instances, you can sometimes benefit via roadside assistance that is included in your policy. This will give you peace-of-mind that you will not be stranded in the middle of nowhere, when your motorcycle will not start. The need for this benefit is exponentially higher, considering the age and mileage of classic motorcycles.

5. Cover for multiple bikes:

"The more, the merrier" rule can apply when you take out a classic bike insurance policy for multiple classic motorcycles. If you have multiple vintage cycles, then taking out a single policy for each unit could cost you a small fortune. Buyer beware! You can avoid that situation, by taking out a policy for multiple motorcycles. Insurers like repeat customers, so they are often willing to provide discounted cover, for customers who insure more than one vehicle with them. In fact, the savings can be quite spectacular!

6. Legal protection:

When choosing a classic bike insurance policy, people often overlook this type of protection. Yes, you need to protect your cycle and health. But you shouldn't overlook legal issues that your claims could include. In fact, such cover can be extremely important if you need to file a claim. Without legal protection, you could end up with huge out-of-pocket expenses. But you can avoid such fiascos, by taking out an insurance policy for classic motorcycles.

If you have a classic motorcycle, then you should definitely consider taking out a policy that is specifically designed for such bikes. These above tips will help you to choose the right one for your particular bike. Protect you and your 'oldie-but-goodie' motorcycle!

by: Neil Anderson

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