A Second Mortgage is a Property Lien placed behind a First MortgageA second mortgage is a loan that you take against the equity that you have already built into your home by paying off some of the principal balance on your first mortgage loan.Historically the total amount of debt from the first and second mortgage combined could not be more than 80% of the total market value of the home. However, record low interest rates and a competitive...more
Cigarette smokers are at danger of more than nicotine when they smoke. Tobacco smoke contains many different chemicals including benzene, formaldehyde, styrene, and carbon monoxide, all toxic chemicals with known effects. Nicotine is broken down by the body to an even more addictive and long lasting substance - cotinine.But what about the filters? The filters are usually made from cellulose acetate, and studies have shown that smokers commonly...more
Parkinson's disease is a chronic, progressive neurological disease characterized by resting tremors, increasing muscle rigidity, and eventual paralysis. There is no cure for Parkinson's disease. Drugs can help relieve the symptoms and might slow the progress of the disease, but cannot cure it.The cause is unknown, but a number of factors, including age, genetics, and environmental influences are believed to affect risk. Moderate amounts of vitamin E in the diet can protect against Parkinson's disease, according to a study in the Lancet Neurology (2005;4:362-5).Highly reactive free radicals appear to play an important role in the nerve damage that occurs in people with Parkinson's disease. Antioxidants—such as vitamins A, C, and E, beta-carotene and other carotenoids, zinc, and plant chemicals known as bioflavonoids—are nutrients that prevent free radicals from injuring cells. Several studies have looked at the effects of dietary antioxidants on the risk of Parkinson's disease.The current report analyzed the research on the possible link between the risk of Parkinson's disease and dietary intake of three antioxidants: vitamin C, vitamin E, and beta-carotene. Eight studies were...more
Thyroid symptoms afflict at least 10 million persons in the USA alone. Symptoms of thyroid problems often go undiagnosed, making it difficult to really know just how many people are suffering from thyroid symptoms. Thyroid gland functions include regulating the metabolism rate of the body. Women are much more likely than men to have thyroid...more
What is endometriosis and what are the endometriosis stages? These are frequent questions since nearly 7 million women in their twenties to forties in the USA alone are affected with this painful and life-altering condition. The pain, cramping and other symptoms that can accompany the endometriosis stages can range from mild, to moderate, to so...more
It was 1990, I was 24 years old and I didn't think my life could get any worse. I had just finished college and my financial situation was worse than dire. The country was in the midst of an economic depression. A long dismal winter had just given up the ghost and to top it all off I was in the middle of a horrific break-up with a vengeful girlfriend.Of course it was pathetically naive of me to think that life couldn't get any worse and life wasted no time proving that fact. My relationship with this beautiful, vivacious, urbane woman had begun most promisingly. We had courted very romantically by letter and phone for six months before ever getting together. I was still at University when we first met and we were separated by a distance of about 1200 miles. We started off as friends and the love between us grew slowly with all the optimism and passion expected with us both being in our twenties. Sadly, what was so wonderful by distance was a nightmare close up. When my classes ended and I flew down to move in with her it took no time at all for things to go very very wrong. Our sex life was hot despite the fact told me she had Herpes. She told me that she could tell when she was...more
Reading glasses or readers have evolved from those old black granny glasses of the past. Today's reading glasses offer style and glamour making them as fashionable as they are functional. The many varieties of reading glasses available match the...more
There is no use fighting the fact that at some point everyone needs reading glasses. There is no reason to tie yourself to a boring pair. Have fun with funky colors, crazy shapes and rhinestone embellishments. Show off your free spirit with the...more
The mention of bifocal glasses can cause one to build a mental picture of an old person, possibly Grandma or Grandpa. The idea that you need bifocals may seem damaging to your ego - you might feel like you are getting old and everyone will notice....more
Advances in gas permeable materials and lens manufacturing techniques have allowed certain labs to manufacture corneo-scleral contact lenses. These lenses fit over the entire cornea and rest on the sclera, similar to a soft lens. Diameters can range...more
For those of you who do not know what psoriasis is, here is a generalized idea of this condition."What is Psoriasis?PSORIASIS IS A CHRONIC SCALING DISEASE of the skin. It may range from just a few spots anywhere on the body to large areas of...more
Weight loss specialists will tell you that attitude has a more powerful effect on losing weight than all other factors. The best plan out there won't cut it, if you don't follow it, and that can be a matter of attitude and motivation. Here are some...more