How gas station owners can finance or re-finance gas station real estate. Many banks today don't want to lend on this type of property because they do not understand this business. Kendall Schnieder has been in the commercial real estate finance business since the mid 90's and has a very close working relationship with some very aggressive banks.Monday May 11, 2010The USDA B&I lending program might be just right for you the time you need gas...more
It is amazing how rapidly traditions, lending practices and underwriting policies change in such a short period of time. Since 2005, it seems that everything has changed. Lenders were looking for every excuse they could find to 'make' the financing for a gas station work for the borrower. Today the lenders look for every excuse possible to deny the loan. Borrowers must become more educated [prior] to looking for a lender. The borrower must...more
Lets face it. Too many catalog printing materials are boring. No matter that there is a nice letter at the very beginning of the print catalog, it doesnt help much to encourage consumers to go for the offer in the cheap catalog printing.What are we getting at here? It doesnt matter if you have a mind-blowing concept or lightbulb moment that would make you a name in the marketing industry; what matters most is how your target clients react and take action on what you are offering in your catalog printing.Too many catalogs dont have any effect because the pages are too cold for the target clients tastes. You see, catalog readers usually browse the print material not on the first page. The majority of catalog readers read somewhere other than the first page.What does this mean to your marketing strategy? It just proves that you need not only be personal and warm on the first pages where you have your Letter from the manufacturer or the page where you tell something about yourself and your benefits. You have to be friendly all throughout the rest of your pages. Its not only in the first page that you have to prove your worth to your target reads. You have to do it in every page from...more
What to expect when you apply for a loan. Most borrowers for commercial loans associate their loan with a residential loan process. Residential loans are fairly simple in comparison. Commercial lenders are much more rigid in their underwriting practices. When a person 'borrows' money, he becomes a slave to the lender. All mortgages contain...more
A label is a simplest tool to organize your work and make it more systematic to avoid chaos and confusion. A clear and laser printed label on your business letter will make it appear more professional and serious to your clients.Laser labels, as the name suggests, are printed with a laser technique. With years, laser labels have gained huge...more
People are getting more choosy about not only the products they buy, but also the shops where they purchase them from. They visit those shops or retail outlets which they like more frequently than any other shops. They even take more customers to these shops and visit them for recreation, while accompanying others. Growth of internet and online shopping has not reduced the frequency at which customers visit retail outlets, but it has changed their ideology about these stores. They like to visit outlets which are decorated with a modern look and comfortable style. Considering the huge profit in retail sectors, many multinational companies are opening state-of-the-art retail outlets in all urban and suburban locations. Increased competition for the retail store owners has made it imperative to renovate outlets to a competitive level, if they want to keep their existing customers from shifting to other great-looking stores, or want to add new ones to their list.So companies and small retailers all are looking for ways to woo their customers. They are adopting all possible means ranging from introducing new products, additional facilities and utilities to changing the whole store...more
I have researched all over spent lots of money and time trying to find a way to work from home. I have been an affiliate for over 50 different programs online. I have used PPC, built websites and joined all of these so called programs that promise to...more
There are several really unpleasant things about neck pain and stiffness. The first two, of course, are the pain and stiffness, which are actually what make all the other things so unpleasant as well. The good news is that there are also things...more
Balance and vertigo are more or less opposites; vertigo could be defined as the absence or impairment of balance and equilibrium, characterized by feelings of dizziness, faintness, or lightheadedness. If you have vertigo, you might have the...more
Concrete, in its myriad of forms, has become an indispensable part of our everyday life. All forms of concrete have to undergo the correct hydrating and hardening process to optimize their unique physical and chemical properties. In particular, care...more
The obese, sour faced Mexican official sweating gently in the tiny booth doesn't like the look of my passport. Bulging from within his damp uniform, he tells me that there is an irregularity with my visa stamp. Co-incidentally, there's also a problem...more
Theres a great scene in Rain Man where Raymond the autistic savant (Dustin Hoffman) knew how many toothpicks fell on the floor. He kept saying 82. His brother Charlie (Tom Cruise) commented that there were more than 82. Raymond then says 246 total....more