Taxable accounts still have their place in retirement planning, even if older investors have access to a good number of tax-advantaged venues for saving and investing for your golden years. While it does make much more sense to contribute or invest in IRAs and 401Ks, there are some reasons why it would be advantageous for workers to look beyond these accounts.If you have contributed the maximum annual amount to your retirement account, you can...more
Many people planning their retirement investment strategies think they will spend less when they retire. It is not hard to see why that assumption exists; you would not have to shell out money for eating out every day, or need to pay for gas for your car or bus fare. Workers who previously had to establish and maintain their office wardrobe, buy programs or tools, or getting more training or education may do away with these expenses as soon as...more
High property prices can be very off-putting for first time buyers, and this is especially true in London where the prices are the highest you will find in the whole of the UK. There are also many extra costs for first time buyers, so getting your foot in the property ladder may seem very complicated, however with the right advice the process can be fairly simple. Here is a breakdown of things to research before you buy, as well as other points to consider: Paying stamp duty can add a lot of money on to the initial buying price, however first time buyers do not always have to pay stamp duty, this may be because you are buying in a 'disadvantaged' area, or a developer could pay the stamp duty for you. When buying in London the latter may not happen very often, as much of the city is fairly built up and there is not frequently the building of new houses. It is necessary to hire a surveyor when buying property, especially in London where many of the buildings are very old, or have been re-developed from older flats or council houses. It is therefore best to specifically look to London surveyors as they will be used to examining these types of buildings. London surveyors will...more
If you want to retire with a stable nest egg that can last you throughout the rest of your life, there are some relatively easy ways to do so. While you are not likely to retire with millions of dollars in the bank, it is possible to create wealth and protect it with a certain mindset, and following through with the appropriate actions.First, you...more
The Chicago Bears are a professional American football team based in Chicago, Illinois. They are members of the North Division of the National Football Conference (NFC) in the National Football League (NFL).The Bears have won nine NFL Championships (eight pre-merger, and one Super Bowl). The Bears hold the NFL records for the most enshrinees in the...more
There is something about having a Rolex watch. A number of us realize that. The marque is a leader by any criterion. Your Rolex watch, if you have got one, says about your penchant and personality. It gives you a vote of confidence, knowing that there are an amount of famous persons who bear the same marque as yours. And it makes you the center of attention on any occasion. But these are hard times, specially this Christmas Season, the context calls for some sacrifice in order to get by. At present, you have to let go of your treasured timepiece. Trading may not be the best thought, but it will help. Let alone the respect that you will garner from those who will benefit from your sacrifice. In reality, whether it's arising from depression or you just want to trade your Rolex watch because you 've grown out of it, it's not that easy to go through it, because whether you're keen on it or not, your Rolex has become piece of your life. You will never let it go unless you know that your luxury watch is going to someone who will take care of it the same way that you did and you will be paid according to its market price. At We Buy Watches dot com, we give your Rolex the utmost tending,...more
Have A Great Christmas Without Spending a Fortune As the holidays approach we are bombarded with commercials of the latest 'must haves'. Kids start making their lists that seem to be filled with expensive, electronic gadget and then there are...more
So it is that time again summer has been and gone and winter is most definitely upon us. The UK is gripped by winter with snow and ice bringing the UK to a stand still, so with everyone stuck in doors trying to keep out of the treacherous conditions...more
One of the most important things that you need to arrange is your holiday lodging. Hotels can get very booked up for the holidays and often significantly increase their rates which may make the trip out of your budget. However, do not despair...more
I will not retire-Charles Allotey Charles Allotey, a key performer of the "64 Battalion" has stated emphatically that he has more up his sleeves and not contemplating quitting football now.Speaking to Happy FM's morning show presenter Charles...more
What could be better than living in a private, gated community by the beach? How about a Playa del Carmen villa in a small complex of only 6 units, with a pool and large green area? And, perhaps most importantly, at a very accessible price! These...more
Spending the holiday season in Amsterdam is a great way to explore the unique things the area has to offer that are specific to the time of year.While there are surely plenty of things to explore any time of year when visiting the area, you can rest...more