Are you concerned about becoming a victim of identity theft? Identity theft is very serious and it can ruin your credit in an instant. You should learn the steps to protect your good name so that you don't have to deal with the dreadful disaster of identity theft.Even though it happens every week, more and more people aren't too concerned with protecting their identity. Hopefully you aren't one of these people as you will want to do...more
If the worst happened to you and you've become a victim of identity theft, you will want to take the necessary precautions to safeguard your information. There are a number of things that you can do to repair your good name and that is what this article will touch on. If you've been a victim of identity theft, you have to take action now. Here's the first thing that you will want to do if you've become a victim of identity theft.1)...more
Identity thief is a very serious crime since it involves the stealing of someone else's identity and using the said robbed identity in committing fraud crimes or other related crimes. The problem with identity theft is that you can never really be sure when it will hit you. You might wake up one day with police running after you for some crimes that you have not committed. Or worst you might lose everything that you have worked hard for because somebody else posing as you has sold or withdrawn all of your money in the bank.Being a victim of identity theft is one of the worst things that could ever happen to someone. However there are certain steps that you can take in order to minimize your risk of becoming a victim of identity theft and here are some of them:1. If you suspect that someone is using your identity to commit fraudulent crimes as soon as possible contact the fraud departments of the consumer reporting companies in order for them to place a fraud alert on your credit report.The fraud alert will warn creditors to contact you whenever an account is opened using your name or if ever there are some changes that are to be made on your accounts. There are actually two...more
For those of you who think identity theft is not a matter to be bothered about, think again. Identity theft can be detrimental to your entire life and everything involved with your life. As much as 11.1 million adults were victims of identity theft in 2009. The total fraud amount was $54 million. The chilling facts about identity thefts also...more
The victims can easily explain that the identity theft is not at all a laughing concept. It may take up from weeks to years to get back your identity. You will shed tears more than laughter. If you do not own identity theft insurance you will land into notifying the businesses, agencies, credit card companies, and credit reporting entities.The...more
If you fear you could be an identity theft victim, then you need to set up a fraud alert with the credit agencies to avoid any damage to your identity. The fraud alert will inform you when someone steals your personal info. Once the credit bureau reviews the credit report and views the fraud alert, it must take some additional steps to make sure that the individual requesting for the credit report is you. Putting the fraud alert on the report is absolutely free.Types of fraud alertsInitial fraud alert: This alert will stays for ninety days. If you think somebody has got access to your private data. The good example is the social protection number. You should include the fraud alert to encourage businesses to make the additional step in making a point that the individual gaining access on your credit is actually you.Extended fraud alert: This fraud alert will lasts for about 7 weeks and is meant for people who become victims. To put this alert on the report, you should supply the credit agency with the annual credit report of identity theft from the law enforcement authority. Experian and Equifax provide fraud alert form online but TransUnion doesn't provide you an...more
Identity theft can be devastating. It can rob you of your credit, your good name, and even your valuable time. Recovering from this crime can take you many months and cost you money. Identity theft over the internet is nearly invisible, making it...more
A scary fact is that everybody is at risk of having their identity stolen; nobody is safe from this growing problem. The good news is that there are things you can do to prevent, or at least catch the problem as soon as it happens....more
Identity theft can happen in a lot of ways. Understanding just how these thieves conduct their business may put you on the right path to stopping it from happening to you. Identity theft can be in the form of computers, taxes, or someone literally...more
By now everyone has heard horror story's about identity theft from TV shows or magazine articles. In the popular culture, references of identity theft are found in the novels and movies, notably Frederick Forsyth's novel, "The day of the Jackal" and...more
As identity theft is a major concern of lots of people living in USA so they must be aware of the ways to prevent identity theft. There is no doubt that the thieves use different strategies for stealing the identity of people but there are many ways...more
Your identity literally defines who you are. You have specific information that's important, like your social security number, driver's license number, and credit. This information is important because it affects almost everything you do, from your...more