Unless you're some high flying Hollywood star, or you're someone like Bill Gates, buying a home is probably the biggest investment you'll ever make, so of course it only makes sense that you should take whatever steps are necessary in order to protect that investment.Of course you could hire a private security company to ensure your home never gets broken into, and with enough security measures in place, you home may never end up on the receiving...more
Becoming sick or getting hurt while working is not a planned incident. It always happens when it is least expected or when there is no money to pay for medical treatment. Being self employed and paying for health insurance can be an overwhelming burden for many.Having your own company is a great accomplishment, but with it comes the sole responsibility to provide health care for you and your family. There are no paid days off for being sick or...more
Many consumers are aware that their credit reports may be used to determine employment and loan eligibility, but some may not know that car insurance rates are affected by credit history as well. While driving history remains a significant factor in rates, most insurance companies correlate healthy credit with a lower incidence of car accidents and claims, reports WSPA, a South Carolina CBS affiliate."For about a decade, most insurers have considered a customer's credit history when setting rates," Property Casualty Insurers Association of America spokesman Joseph Annotti told USA Today.The association between a driver's credit report and their likelihood of causing a car accident or filing a claim has encouraged many consumer groups to question the morality of their argument. Groups argue that poor credit history may not be specific to irresponsible consumers, but individuals who have suffered a job loss or medical emergency, USA Today reports."You can deny to have your credit score checked. Typically speaking what would happen in that case is either the company would say we can't give you a quote without that, or they'll give you the highest-rated quote assuming you have the...more
When you buy the same car that your neighbor has but still pay more for your insurance, it is bound to leave you frustrated. However, you should know the different reasons as to why this happens. There are a lot of explanations for this phenomenon and an understanding of the same might perhaps help you figure out as to why you might end up paying...more
With so many people buying cars on a regular basis, it has become important to know the different tricks that one might be able to make use of in order to get the best insurance rates out there. Some tricks might be familiar, but certain others might be new to you. However, regardless of this, you should be familiar with the techniques mentioned...more
Mexican homeowners insurance is very important, especially in the Baja area. West Coast Insurance Services recommends protecting your assets with Mexican Homeowners Insurance. We specialize in insuring homes in Mexico with the best possible coverage and the most competitive rates in the market today. Don't settle for just any Mexican homeowner's insurance policy; let us help you protect your investment. Not all Mexican homeowner Insurance is the same. We recommend reviewing your coverage's and making sure your home is properly insured in the event of a loss. Earthquake coverage is important. This is a client preference whether they choose to add Earthquake coverage to their policy or not. The most important one is Hurricane coverage. We recommend adding Hurricane coverage for your home in Mexico, especially in the southern Baja area. We pride ourselves in the service we offer to our very important clients and their homes in Mexico and the protection we are able to offer through our Special Lines Mexican homeowners Insurance. We evaluate how much coverage you need to protect the assets you have and secure the best possible coverage on the market today with the most competitive rates...more
Looking at the title of this article again, it seems a little strange. Surely it goes without saying that having a company insure your health is a good thing? How can it not be good? Surely people who are insured have better health and live longer?...more
This February, the Department of Health and Human Resources has issued a report identifying an alarming trend for insurance companies to seek premium rate increases. This is not limited to one or two states. This is not limited to one or two...more
Many people are complaining about their health insurance costs, having a dramatic increase in rates over a short period of time. Some policyholders have noticed that their rates increased by 30% over the last two years and that definitely rings a...more
During the last several years consumers more than ever are looking for ways to save money. But on what? Well I guess we could reduce the cost on buying luxury items or buying more food in the grocery store rather than eating out. With a automobile,...more
5. New plans have additional responsibilities. Any preventative service labeled "highest recommendation" by the federal government must receive coverage. Plus, California medical insurance cannot charge higher co-pay amounts for emergency service...more
Usually, your employer interacts directly with the health insurance company to provide you and your family with benefits. He or she pays the premiums and the health insurance provider takes on all risk of claims. The states regulate group plans...more