First of all, if you run a business then the chances are your van is extremely important to you, and as such, you'll probably feel a lot better knowing that it's fully covered against things such as theft and damage resulting from an accident.Can't I Just Insure My Van As a Private Vehicle?Yes you can, but only if it's really not being used to conduct any form of commercial activity. If it's being used for any purpose which results in money...more
The cost of medical insurance in Los Angeles is many times higher than in other places in the United States. Since insurance providers here can increase premiums as many times as they want in a year for as long as 70% of the amount of premiums they collect goes to medical claims, the people in Los Angeles are already used to as much as 107% rise in premiums every year. However, in a time when people are still reeling from the financial crisis, consumers need to be wiser when it comes to choosing their health insurance plans, especially in Los Angeles.If you have a stable job or you have a steady income stream, you should consider raising the deductible of your medical insurance in Los Angeles. Simply increasing your deductible to $500 or $1,000 can take out a huge amount in your annual health insurance coverage. Just look for the policies that waive deductibles for prescription drugs, preventive care, office visits or accidental injuries. However, it is worth stressing that this option is only good for people who can shoulder medical bills or expenses worth a few hundreds of dollars without breaking the bank.Also, people who want to lower the cost of medical insurance in Los...more
A lot of people are complaining that Los Angeles health insurance providers have been raising premium rates several times a year. Even if this is true, you really cannot afford to ignore and allow your health coverage to lapse. With medical expenses increasing, the money you pay for health insurance coverage is all worth it. While California...more
In the UK, the law requires all vehicles to be insured before they are allowed on the roads, and commercial vehicles are no exception to the rule. Of course if you do run a business, your van probably plays an important part, so irrespective of what the law says, insuring your van is just plain common sense.Because it costs more to insure...more
A no exam life insurance offers a very convenient way of getting insurance coverage. As the name suggests, this is a type of insurance policy that does not call for the person who wants to be insured to undergo any medical examination. If you have excellent health, you can easily qualify for this type of protection. Conversely, if you have a history of cancer, heart ailments, and other serious disorders, you will not get approved for this kind of life insurance. But the good news is that even older folks can qualify for a no exam policy through a guaranteed issue life insurance.When applying for a no exam life insurance, you need to keep in mind that such a policy typically costs more than ordinary types of life insurance. You have to realize that with a no exam policy, the insurer will have no way of figuring out if a person who wants to be insured has a high probability of getting ill. So, to help lessen their risk exposure, insurance companies offer no exam policies at higher premiums. In relation to this, there was even a time when only younger individuals could get approved for insurance policies without medical exams. The reason was that insurance companies believed that most...more
The idea of self employment is a dream for many. It takes a great deal of planning and research before making the leap to an independent, employer-free lifestyle. Facilities, equipment, inventory, and funding are usually the primary focus of the...more
There are several benefits to owning and driving a vehicle in Canada and if the vehicle owner adds life insurance, homeowners insurance or some other type of insurance coverage to their Canadian car insurance policy, they will receive financial...more
So, your oldest boy has finally reached the age where he is legally entitled to get behind the wheel, providing he has a license of course. Who could blame you if you're sick with worry? To make matters even worse, he cannot drive on any public road...more
A necessity for anyone in business for themselves today is self employed liability insurance. This insurance varies in type and costs, but all exist to protect self employed individuals from many types of loss they can suffer as a result of legal...more
While PPI has gotten a bad reputation in recent years due to a few mis-sold plans, it's still a good option for people who have big monthly payments to make and want peace of mind. It's a great thing to have in these financially unstable times, and...more
Getting insurance for yourself could involve buying health insurance of lire insurance. At least it does if when you use the phrase you mean that you are looking for something that covers your person. Although they both cover an individual, life...more